Saving a large deposit to buy a house can be a long and tiresome journey and, sometimes, may even seem impossible.
Thanks to the Government’s Help to Buy scheme, you can now buy a home with as little as a 5% deposit and have lower mortgage repayments than would be required with a standard mortgage arrangement.
Available throughout the UK, the scheme allows you to take out an equity loan of 20% of the property value from the Government. This, combined with your 5% deposit, means that you’ll only need an 75% mortgage on your home. (There are slight differences in how the scheme works in Scotland).
When it comes to the Help to Buy scheme, not only will we search for the most suitable mortgage deal available to you, but we’ll walk you through the entire application, deal with the paperwork, and liaise with lenders, builders, and solicitors on your behalf.