Moving home can be a busy and stressful time, the one thing you shouldn’t need to worry about is your mortgage.

Before you go looking for your new home it is important to know how much you can afford to borrow and how much you can afford to repay.

You need to have a good idea how much your current property will sell for, the price you are prepared to pay for your new home, how much you need to borrow and how much your new mortgage will cost.

Abacus will calculate all of this for you. You can count on us to guide you through the entire process from start to finish.

If you have difficulty selling your property, providing you have sufficient equity in your current home, you could consider letting it out and raising the deposit for your new home by way of a Let to Buy remortgage.

Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.