It is a sad fact that in the UK that we seem to spend more on protecting our pets & mobile phones than we do our families.

Life Assurance gives you the peace of mind that, should the worst happen to you,  your family will be financially protected when you’re gone.

There are two types of life assurance available to cover your mortgage, and it’s important to understand which is likely to suit your needs best.

• Decreasing Term Assurance, also known as Mortgage Protection, is the most common type. This is designed to repay what is outstanding on your mortgage should you die before the end of the term.
• Level Term Assurance pays out a set lump sum if you die within a fixed term. This can be used to pay off an interest-only mortgage. The lump sum won’t change over time, so you and your family know exactly what they will be left with in the event that they need to make a claim.